Pet Insurance

At Heart of Chelsea Veterinary Group, we want to make sure you’re aware of resources that can help you keep your pet healthy and happy. We also understand that ongoing care can be costly, so we recommend having insurance for your pet. Heart of Chelsea Veterinary Group is not affiliated with a specific insurance company. However, we do interact with most of them while assisting clients with their claim submissions.

Every insurance company has its own unique set of benefits and plans, so it’s important to do your homework to see what works best for your lifestyle. We hope you find a policy that is the right fit for you and your pet. We typically recommend an insurance policy that covers hereditary and congenital conditions, has an annual deductible, offers a 90% reimbursement, and has at least a $20,000 annual limit.

Please note that no insurance company covers pre-existing conditions and most plans are subject to a waiting period before coverage actually takes effect.

Your Personal Insurance Specialist

Already have insurance? Have questions about a recent claim and your reimbursement? We are happy to provide an insurance specialist to submit claims on your behalf, provide medical records or guide you with submitting your own claims.
Jennifer Abitino
Pet Insurance Specialist
Direct Line: 646-923-6544

Insurance Resources


This is a great resource to get personalized insurance recommendations and compare companies side by side.


Pumpkin is a new pet care company that offers insurance for illnesses & accidents and a unique Preventive Essentials Pack you can add to your insurance plan to help you keep up with yearly check-ups, vaccines, and lab tests that are crucial for keeping your pet healthy year-round. In fact, if you sign up for Preventive Essentials within 14 days of your recent visit, you can get a full refund for the following eligible services:

  • Annual Wellness Exam Fee
  • Vaccines – 1 for Cats, 2 for Dogs, 4 for Puppies Each Year
  • Yearly Fecal Test for Intestinal Worms
  • Yearly Heartworm & Tick Disease Test (for Dogs Only)


It helps our clients to know that they have comprehensive coverage, with flexible options of Deductible and Reimbursement Percentages. It is best to call them directly in order to get a $20,000 or unlimited annual plan, as those options are not currently available online. Their Customer Service Team can help you choose the right policy for your needs and can be reached at 877-738-2677.

Pet’s Best Insurance

Pet’s Best offers comprehensive coverage for accidents and Illnesses, with flexible options, including wellness add-ons for routine care. Their wide range of plans and coverage options make it easy to find the right coverage at the right price.

Healthy Paws Insurance

Healthy Paws is excellent insurance that covers major accidents and illnesses at a more affordable rate. They offer a 90% unlimited plan that can be beneficial for unexpected accidents and illnesses. They also have a very useful mobile app that can help you track the status of your claims and reimbursements.

Embrace Insurance

Embrace has comprehensive coverage with wellness options and even offers dental coverage up to $1000. They also have a unique diminishing deductible feature to their plans. This means each year you don’t receive a claim payment, they decrease your deductible by $50.

Wagmo Wellness

If you are interested in wellness coverage, a good value for wellness services is through Wagmo. Unlike insurance, Wagmo Wellness plans reimburse you for the routine care that you are already doing for your pet. Wagmo Wellness plans include coverage for things like vet visits, grooming, and more. Wellness care is something that should be purchased in addition to an accident or illness plan since a wellness plan will offer no protection should your pet get sick or injured.


257 West 18th Street
New York, New York 10011
Click here for directions.


Mon-Fri: 8:00 am – 7:00 pm
8:00 am – 6:00 pm
9:00 am – 5:00 pm

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